FHA Condo Certification

How to Get Your Condominium FHA Certified

The specialists at Northeast Property Group FHA have performed hundreds of FHA certifications for new and existing condominium communities throughout the state of Connecticut and beyond and they have the tools and expertise to get your condo association FHA certified too. Visit or call (800) 848-1918 for more information.

Why Get FHA Certification?

Why should a Board of Directors seek to have their condominium association FHA approved or renewed? Well there are several good reasons but it mostly comes down to two main points: increasing the pool of available purchasers and allowing current owners to refinance their existing loans and to do reverse mortgages.

What The Services Entail

First, a spot check will be performed to look for any obvious reasons why your community association would not get approved (or recertified). Things like investor ratios, number of units owned by a single entity, budget figures can quickly reveal whether there is a chance a community can get approved.

After the spot check, we will present the Board a contract outlining the Board and our responsibilities. For projects that we don’t currently manage, this is important as there are many documents and reports that will need to be provided in order to facilitate the application process. Upon signing of the contract we will collect a retainer and the association will then only pay once the project has been successfully approved by HUD. (Certain conditions apply).

With a signed Agreement in hand, we will begin the records collection process. This includes, but is not limited to, legal documents, management agreement, FEMA flood maps, details of pending litigation and financial information. Much of this paperwork will come from the HOA or management company, however, due to recent changes by HUD, all legal documents now need to be true copies of the recorded documents which many HOA’s do not maintain. This would include the Declaration, all amendments, site plans etc.

Our team will review the compiled documents to look closer for any potential issues that HUD may have. This will help weed out any issues further down the road, delaying the approval process.

With all documents in order, a cover letter is prepared for HUD and the application is completed according to government’s specifications and guidelines. Northeast Property Group is presented as the agent for contact in case of any issues requiring clarification or further detail. Our office will maintain a record of all documents sent to HUD, including future renewal dates, and we will proactively contact the Board prior to a renewal deadline so that there is no lapse in FHA coverage.


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